The Best Loan Programs For Self-Employed Borrowers & Real Estate Investors

There are a variety of loan programs available for self-employed borrowers and real estate investors. We’ll match you with the one that’s just right for what you want to accomplish.

All Loan Programs for the Self-Employed and Real Estate Investors

Non-QM Loans

Mortgage loans without tax returns* or paystubs for self-employed borrowers. Home loan solution for self-employed borrowers using bank statements.

Business Bank Statement

Bank Statement Loan program allows self-employed borrowers to seek a home loan without showing net income on taxes or pay stubs.

Personal Bank Statement

Bank statement loans allow you to qualify with your bank statements making them a good option for self-employed borrowers and business owners.

Investor Cash Flow

An investor cash flow mortgage loan lets real estate investor clients qualify for a mortgage based on property cash flow.


Qualify only using rental income. We provide the best DSCR (debt service coverage ratio) loan available anywhere. We have a full line of mortgage loan programs for whatever you want to accomplish.


A loan is considered jumbo if the amount of the mortgage exceeds loan-servicing limits set by Fannie Mae and Freddie Mac. We offer a fast online Jumbo application process.

What is a Non-QM loan? Non-QM loans also called Non-Qualified mortgage loans are home loan designed to help homebuyers who don’t meet the strict criteria of a qualifying mortgage. For example, if you are self-employed or don’t have all the necessary documentation to qualify for a traditional
mortgage, you could qualify for a non-qualified mortgages (non-QM).

No W-2? No problem!! Use your business or personal bank statements to qualify for purchasing as well as refinancing a home.

If you have been turned down for conventional financing, you may qualify for a non-QM Business or Personal Bank Statement loan using alternative financing methods.

A debt service coverage ratio (DSCR) mortgage, also known as an Investor Cash Flow mortgage, allows you to finance an investment property using rental income instead of your personal income.

Self Employed? Real Estate Investor?
Want to know if you qualify?

Call today!

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